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Send money. Without the hassle.

Send money quickly and affordably. Whether you’re supporting family, settling a bill or paying a supplier, Flowxi is here to help.

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Send to a bank account or an e-wallet.

Your recipient receives local currency. Enjoy straightforward transfers, transparent fees and secure payments, all from your phone.

Actual Flowxi ACH transfer screen (in French)

Live beyond borders. Send locally.

Local currencies across borders

Send funds to someone you care about or to yourself. They arrive in the currency used locally, ready for everyday spending.

Actual Flowxi SEPA transfer screen (in French)

Cost-effective transfers

Keep more money for what matters. See the exchange rate, fees and amount received before sending, with no hidden fees.

Transfers you can trust

Security checks protect your payments. Track each transfer in the app and reach our support team whenever you need help.

Frequently asked questions

How can I send or cash out in local currency?

Use bank transfers for the destinations offered in the app. The P2P marketplace also offers local-currency settlements, including Mobile Money depending on the offer. P2P is an exchange between users, separate from a direct bank transfer. Transfers between Flowxi accounts and USDC transfers are also available.

Where can I see transfer fees?

Fees are shown in the summary before you confirm. They depend on the method, currency and destination.

How long does a transfer take?

Timing depends on the transfer method, network and processing by the institutions involved. Check your transaction status in the app.

Join 5 million+ users and send across borders

Paying someone back, helping family or funding a project? Make your next transfer with Flowxi.

Download the app now
Download the app now