Spend
Shopping, subscriptions, travel, Netflix, Erevan. Pay with your Flowxi card.
No. 1 for international payments.
Your bank, as it should be. Instant. Borderless.
The finance app to receive, send, exchange and pay.
WITH THE BEST
- Circle
- Visa
- Solana
- Persona
- Bridge
- Tether
- Binance
Swap
Move between euros, dollars, stablecoins and local currencies like CFA francs, NGN and GHS in one app.
Receive
Get paid in EUR, USD or USDC. Bring your money together.
Send
To your contacts, family and friends, close to home or anywhere in the world. Move your plans forward.
Right from your phone.
Open your account in minutes with your national ID, wherever you are in the world.
YOUR OWN PERSONAL ACCOUNT
A US account number and routing number, plus a European IBAN, exclusively for you.
ACH, WIRE AND SEPA TRANSFERS
Receive ACH and Wire transfers from the US and SEPA from Europe, from yourself, family or third parties.
GET PAID FROM PLATFORMS
Receive payments from Upwork, Stripe, PayPal, YouTube, Gusto and many other platforms.
INTERNATIONAL ACCOUNTS
EUR
INTERNATIONAL ACCOUNTS
USD
Your money. Your control.
Secure your access, follow your transactions and manage your cards directly in Flowxi.
PIN and biometric access
Two-factor authentication
Transaction tracking
Card controls in the app
An international Visa card
Spend your stablecoins worldwide. A virtual card for online payments, a physical card for in-store purchases and cash withdrawals.
Get my card
Get paid from abroad
Receive payments from your clients and work platforms directly into Flowxi.
Open my account
Send money abroad
Transfer to a bank account or a USDC wallet. Sending to another Flowxi user is free.
Make my first transfer
Buy and sell USDC
Compare rates from other users and choose an offer that supports your payment method.
Explore P2P
ENTREPRENEUR
Collect client payments and pay your business expenses from one account.
E-COMMERCE SELLER
Pay your suppliers and collect your online sales through Stripe.
CONTENT CREATOR
Get paid for brand collaborations and receive your platform earnings.
FREELANCER
Get paid in EUR or USD by your clients and freelance platforms.
TRAVELLER
Book your trip, pay in stores and withdraw cash abroad with your card.
IMPORT-EXPORT
Pay overseas suppliers and receive payments from international buyers.
I mostly use it for online shopping and subscriptions. The virtual card does the job. That’s all I needed.
I get paid in dollars for my freelance work. Having my own account details is really handy.
Daniel Hounkpè
Benin
I use it to pay my suppliers abroad. It’s become part of my work routine.
Kodjo Lawson
Togo
I’m not into crypto. I just wanted an account in euros and dollars.
James Walker
United States
The real exchange rate, every time
Dollars, euros or local currency. See what your money is worth before you send.
Send with FlowxiSee how much your recipient could receive
Market-rate estimate, excluding fees. Final amount confirmed in the app.
FAQ
Everything you need to know
Open your Flowxi account.
- Receive your income in euros and dollars
- Pay with your international card
- Send money to family and friends
- Buy and sell USDC
- Keep track of your transactions
